Health Insurance Claim-Proof Checklist: Do This Before Hospitalization
Many policyholders assume that once they have insurance, every hospital bill will be fully reimbursed. In reality, claim rejections and deductions are common due to policy conditions like room rent limits, exclusions, waiting periods, and documentation gaps. Industry-level claim settlement ratios for health insurance typically range between 85%–95%, but that does not mean 100% bill … Read more