Form 15G/15H in 2026: Eligibility, Common Mistakes, and How to Avoid Wrong Declaration

Form 15G/15H in 2026: Eligibility, Common Mistakes, and How to Avoid Wrong Declaration

Tax deducted at source (TDS) often reduces cash flow for individuals earning interest income from fixed deposits and other investments. Many taxpayers are unaware that if their total income is below the taxable limit, they can legally prevent TDS deduction by submitting the correct declaration forms. Understanding the proper use of Form 15G and Form … Read more

Tax on FD Interest in 2026: TDS Rules + When to Use Form 15G/15H (With Examples)

Tax on FD Interest in 2026: TDS Rules + When to Use Form 15G/15H (With Examples)

Fixed deposits remain one of the most trusted investment options for Indian savers due to stability and predictable returns. However, many investors ignore one crucial factor — taxation. Interest earned from fixed deposits is fully taxable, and misunderstanding tax rules often leads to lower returns, unexpected deductions, or compliance issues. Understanding tax on FD interest … Read more